All this is utterly true; there are probably as many varieties of   
Buddhist as there are varieties of Protestant, if not more so. I am aware   
of Kegon, Shingon, Amitabha, Zen, Mahayana(SP?) and Hinayana schools;   
within Zen itself there are Rinzai, Soto and probably others less well   
known; etc. Buddhism has its adherents of varying ability, some of whom   
hold the precepts tighter than a drum head, some of whom heard of them   
once as a child and haven't considered them since.
I do understand that pretty much all of them at least recognize the Pali   
Canon of the Buddha's words, and such works as the Fire Sermon and   
Setting-Up of Wakefulness, but this may also be open to question. I do   
suspect that Buddhists of all stripes recognize understanding as   
preferable to faith, and I am fairly sure that Zen (which of all Buddhist   
I am most familiar with) has no use for faith.
Belief is unnecessary where understanding exists; "belief" in arithmetic   
is not required when you can understand how the numbers actually are   
manipulated.This is the real basis for my understanding that "belief is   
not required in Buddhism". Of course, if you are mathematically   
challenged, arithmetic may well require faith that the processes are   
valid, especially in this age of pocket calculators and computers; this   
does not make faith necessary for anyone else.
There are better books on Buddism in general and Zen in particular than   
Christian Humphries' out now; I particularly recommend "The Three Pillars   
of Zen" by Philip Kapleau as a good reference on Zen.
Cheers!
james